Nj.gov

NJDOBI Consumer Information

Auto insurance is required in New Jersey. As a New Jersey driver, you have many choices when it comes to purchasing auto insurance. Each choice you make affects the coverage you receive and the amount you pay. As with any major purchase you need to understand the product before you buy it. Use the tools below to help you shop for the coverage

Actived: 1 days ago

URL: https://www.nj.gov/dobi/division_consumers/insurance/auto.htm

Standard Auto Insurance Policy

Standard Auto Insurance Policy : Auto insurance is required in New Jersey. Whether you are buying a new insurance policy or renewing your current policy, you must make many decisions about the coverage you need and how much you can pay. The Standard Auto Insurance Policy provides a number of different coverage options and the opportunity to

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Controlling the Cost of Auto Insurance

The make, model and value of your vehicle affects the cost of your auto insurance premium. Generally, an older vehicle will cost less to insure, while a high performance or luxury car will cost more. The cost to insure different makes and models of vehicles can vary among insurers, so be sure to check with several insurers to get the best price

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INSURANCE COMPANIES AUTHORIZED TO DO …

008 selective auto insurance co of nj po box 7950 trenton nj 08650 priv pass only eff 7/01/06 009 sentry casualty company 1800 north point dr po box 8020 stevens point wi 54881 comm only 010 travelers indemnity co of america one tower square hartford ct 06183 comm only . insurance companies authorized to do business in the state of new jersey

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Filing an Auto Damage Claim with Another Insurer

Filing an Auto Damage Claim with Another Insurance Company. When your vehicle is damaged in an accident with another car, you have the option to file a claim either with your own insurance company, if you have the appropriate coverages ( a "first party" claim ), or with the insurer for the owner of the other car ( a "third party" claim ).

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NJDOBI Division of Insurance

The Division of Insurance is comprised of units which are charged with the licensing and oversight of the various types of insurance regulated by the State of New Jersey. The Division of Insurance issues licenses to insurance companies, producers and other risk-assuming entities, reviews insurance products and rates for compliance with existing

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NJDOBI The Office of Property and Casualty

New Jersey Personal Auto Insurance Plan (PAIP) Established October 1, 1992 pursuant to N.J.S.A. 17:29D-1 and implemented by N.J.A.C. 11:3-2.1, PAIP is the residual market mechanism for writing personal auto risks not eligible in the voluntary market. …

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NJ MVC Insurance Company Codes

Insurance Company Codes. The insurance companies authorized to do business in New Jersey and their code numbers are listed below. Click on the format you would like to display the codes. MS Word [.doc] Rich Text Format [.rtf] PDF format [.pdf] Updated 10/06/21.

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Registered Agents

Registered Agent. Address. City, State, Zip. 21ST CENTURY AUTO INSURANCE CO MPANY OF NEW JERSEY. CORPORATION SERVICE C. PRINCETON SOUTH CORPORATION CT. SUITE 160. 100 CHARLES EWING BLVD. EWING, NJ 08628.

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NJDOBI 2021 Bureau of Fraud Deterrence Enforcement Activity

Respondent, Genesis Henriquez, did knowingly provide materially false information to CURE Auto Insurance Company on February 24, 2015 and on a subsequent date by failing to disclose that another individual was the primary operator of the 2003 Honda Accord, and that the vehicle would be garaged at a location other than the policy address.

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NJDOBI Topics A to Z

A. Auto Insurance: Auto Insurance Purchasing Planner (interactive guide to buying a policy) Auto Insurance Shopping Guide (Workbook) (PDF) Basic Auto Insurance Policy. Complaint Ratios, Insurers. Consumer Bill of Rights. Contact Information, Insurers. Defensive Driving Courses (approved by NJ Motor Vehicle Commission)

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Automobile Consumer Bill of Rights

If you are denied auto insurance coverage, the agent or company must state a reason. Common reasons include: You do not meet any of the company’s acceptance criteria*. The insurer is a “membership company” that only covers certain categories of drivers. The Department of Banking and Insurance has permitted the insurer to stop writing new

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NJDOBI 2020 Bureau of Fraud Deterrence Enforcement Activity

Respondent, Janus T. Eriksen, did knowingly make a materially false statement to Progressive Direct Auto Insurance Company on July 10, 2019, by failing to disclose that another individual was a resident driver and operator of the policy vehicle. Civil Penalty: $1,500 Mary A. Carnahan, Ewing, NJ Order #20-51119-35, December 1, 2020

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The Official Web Site for The State of New Jersey

Key Links Vehicles, Licensing, Registration and Regulations Inspections Auto Insurance Transportation and Construction Highway Traffic Safety EZ pass Maps & Publications Buses, Trains & Light Rail Motorcycles, Bikes & Boats Air Transportation

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The Official Web Site for The State of New Jersey

Key Links Vehicles, Licensing, Registration and Regulations Inspections Auto Insurance Transportation and Construction Highway Traffic Safety EZ pass Maps & Publications Buses, Trains & Light Rail Motorcycles, Bikes & Boats Air Transportation

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NJDOBI Auto Insurance Purchasing Planner

The Auto Insurance Purchasing Planner is an interactive guide to buying an auto insurance policy. By using the Planner you will be able to ask your agent or insurance representative more specific questions about what type of coverage is best for you and your family. Directions: Complete the questions on the Auto Insurance Purchasing Planner.

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Dear New Jersey Driver,

Auto insurance is required in New Jersey. As a New Jersey driver, you have many choices when it comes to purchasing auto insurance. Each choice you . make affects the coverage you receive and the amount you pay. As with any major purchase, you need to …

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Phil Murphy Governor

Auto insurance policies are divided into different coverages based on the ty pe of claim that will be paid to you or others. (A claim is a request to an insurer for payment or reimbursement of a loss covered by the ter ms of an insurance policy.) If

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Dollar-a-Day auto insurance policies

Without auto insurance they are a liability on the road, or they go without in other areas of basic need, such as health care, rent or food. The new Dollar-a-Day policies grant qualified poorer drivers a break. "Integral to fixing New Jersey's auto insurance system was recognizing the fact that a variety of policy choices are necessary to meet

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Commissioner Considine Offers Tips for Renewing Your Auto

Auto insurance renewal gives consumers the annual opportunity to evaluate their costs and coverage and change their policy or their insurance company so that it is a better fit,” said Commissioner Considine.

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Licensed Insurance Carriers

Licensed Insurance Carriers; Company Name Address City, State, Zip Phone/NAIC; 21ST CENTURY AUTO INSURANCE COMPANY OF NEW JERSEY : 3 BEAVER VALLEY ROAD 21st CENTURY PLAZA: WILMINGTON, DE 19803 1115 (302) 252-2000 NAIC No. 10184: 21ST CENTURY CASUALTY COMPANY : 3 BEAVER VALLEY ROAD: WILMINGTON, DE 19803 …

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NJDOBI Lists of New Jersey Insurance Companies and Other

Registered Agents of Domestic Insurance Companies. Accredited Reinsurers. Approved NJ Sureties. Approved Sureties for Federal Projects (Circular 570) Surplus Lines White List. Authorized Title Companies. Self Insured Motor Vehicle …

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What happens if I can’t pay my insurance premiums

Extends minimum grace periods: A minimum 60-day grace period will be required for health and dental insurance policies, and a minimum 90-day grace period will be required for life insurance, insurance premium-financing arrangements, and property and casualty insurance, which includes auto, homeowners, and renters insurance. Insurance companies

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NJ Division of Insurance

The parent company, SF Mutual, provides homeowners’ and other property insurance in New Jersey and this Order does not affect SF Mutual or any of its policies. Since 1993, SF Indemnity has grown substantially from the approximately 550,000 automobiles insured then to 811,670 automobiles insured as of year end 2000.

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Each permanent insurance identification card shall contain

11:3 -6.3 General requirements for all permanent insurance identification cards (a) Insurers shall issue permanent insurance identification cards in paper and/or electronic format for each motor vehicle insured under an insurance policy. (b) If an insurer issues electronic insurance identification cards, the insurer, at a minimum,

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Auto Insurance Reforms Moving Ahead

Auto Insurance Reforms Moving Ahead National Insurance Carrier Celebrates First Anniversary in New Jersey. TRENTON - Marking another milestone for New Jersey drivers, Banking and Insurance Commissioner Holly C. Bakke joined officials from Mercury General to celebrate their first anniversary doing business in New Jersey.

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2006 Division of Insurance Enforcement Activity

Final Order #E06-140, September 25, 2006; Order to Show Cause # E06-55, issued April 3, 2006 charged Burns with falsely reporting a personal auto accident to the police and to her insurance company, claiming that her auto was damaged in front of her residence when in fact the damage was caused in an undisclosed hit-and-run accident; accepting

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2007 Division of Insurance Enforcement Activity

Final Decision and Order #E07-76, September 17, 2007; Furman prepared and submitted to an insurer a false and misleading life insurance application, regarding which actions he entered into a Consent Order with the Office of the Insurance Fraud Prosecutor. Sanctions: Revocation of license; Fine - $5,000; Costs - $1,400.

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REPORT ON EXAMINATION AS TO THE CONDITION OF 21ST …

The New Jersey Department of Banking and Insurance, hereinafter referred to as “NJDOBI”, has performed a full scope risk focused examination of 21st Century Auto Insurance Company of New Jersey (the “Company” or “21st Century Auto”). This risk focused examination was called by the Commissioner of Banking and Insurance

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State Farm Reduces NJ Auto Insurance Rates

Auto insurance reform continues to produce results State Farm Indemnity voluntarily reduces its rates - again . TRENTON - Banking and Insurance Commissioner Holly C. Bakke announced today that the competitive auto insurance marketplace that is emerging in New Jersey as a result of Governor McGreevey's reforms is once again yielding positive results for consumers and …

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Christie Administration Announces that Nationwide

(American Family, the ninth largest auto insurance company, by premium, in the U.S. does not write insurance in the Eastern region of the country.) Overall there are 77 active insurance companies and 35 insurance groups writing auto policies in New Jersey with a total of 5.4 million exposures and $6.82 billion in written premiums in 2013.

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First Annual Report About New Jersey Auto Reform

Improved Auto Insurance Reforms Continue to Generate Benefits for New Jersey Drivers An Additional $15 Million to be Returned to More Than 200,000 Policyholders. TRENTON - Banking and Insurance Commissioner Holly C. Bakke today commended Liberty Mutual's decision to return nearly $15 million to more than 200,000 policyholders.

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Office of the Governor Governor Murphy Signs Legislation

“For many residents, access to a driver’s license will mean access to educational and job opportunities that will allow them to enhance their families’ lives. It will also mean access to auto insurance, which will reduce the number of uninsured in our state and create safer roadways for all of New Jersey.

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NJ Auto Insurance Marketplace

Auto Insurance Marketplace: Policyholders Benefit in 2004. TRENTON - Banking and Insurance Commissioner Holly C. Bakke today announced that the auto insurance premium information for 2002 that the National Association of Insurance Commissioners (NAIC) released this week reflects the auto insurance system New Jersey consumers suffered for the past 30 …

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Tool to Help NJ Drivers Purchase Auto Insurance

Banking and Insurance Commissioner Announces New Tool to Help New Jersey Drivers Purchase Auto Insurance. TRENTON - Banking and Insurance Commissioner Holly C. Bakke today unveiled the Auto Insurance Purchasing Planner, an Internet-based program, to provide New Jersey motorists with information they need to determine the auto coverage they want …

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Christie Administration Provides Consumer Tips in the

Nationally, auto insurance fraud adds $200-$300 a year to individual insurance premiums, according to estimates from the National Insurance Crime Bureau. A significant benefit to New Jersey automobile insurance consumers is the generous medical coverage called Personal Injury Protection (PIP) for drivers and passengers injured in a motor

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State of New Jersey

The Office of Insurance Fraud Prosecutor was established by the Automobile Insurance Cost Reduction Act of 1998. The office is the centralized state agency that investigates and prosecutes both civil and criminal insurance fraud, as well as Medicaid fraud.

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State of New Jersey

The state grand jury indictment alleges that between May 12, 2010, and Sept. 25, 2011, Leonel Mendoza fraudulently reported an alleged hit and run accident, via telephone, to MetLife Auto and Home Insurance Company.

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Office of the Governor TRANSCRIPT: April 9th, 2020

My order will require a minimum 60-day grace period for health and dental insurance policies, and 90-days grace for home and auto insurance, renter's insurance, life insurance and for insurance premium financing arrangements, among others.

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2014 Bureau of Fraud Deterrence Enforcement Activity

Order #14-51841-07, December 22, 2014. Respondent, Roger Machonis, submitted a false and misleading statement to the Progressive Insurance Company on May 12, 2014, at 12:24 p.m., by making a statement of no loss when he reinstated his Progressive auto policy, which had lapsed for non-payment. Civil Penalty: $1,500.

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Esurance Enters NJ Auto Insurance Market

Esurance Insurance Company, an online auto insurer, will begin writing new private passenger auto policies on March 29. Esurance is the third new company to enter the New Jersey marketplace since the auto insurance reforms of 2003.

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Perth Amboy Man Pleads Guilty In Auto Theft/Insurance

TRENTON - Attorney General Zulima V. Farber and Gregory A. Paw, Director of the Division of Criminal Justice, announced that a Perth Amboy man has pleaded guilty for his role in an auto theft and insurance fraud ring. According to Insurance Fraud Prosecutor Greta Gooden Brown, Aneudy “Elvis” Ruiz, 25, of Courtlandt Street, Perth Amboy

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State of New Jersey

The indictment alleges that on Oct. 28, 2006, Williams McCrary appeared at the East Orange Motor Vehicle Agency wearing her official Department of Corrections uniform and presented a fictitious automobile insurance identification card purportedly issued by the State Farm Insurance Company to the customer service representative in connection

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